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Simple. RELIABLE. Secure.

The Smart Retail Merchant Processing Solution

Secure online and in-store payments for your low risk retail merchant account.

Retail Credit Card Processing We Support

AllayPay knows that there is no one-size-fits-all solution for retail shops, which is why we specialize in customizing solutions to fit your specific needs. Below are some of the low industries we work with.

Hotels

Bars

Electricians

Consultants

Learning Centers

Accountants

Restaurants

Retail Stores

Lawyers

Beauty & Nail Salons

Fitness Centers

Schools & Colleges

Trusted Retail Payment Processing

Guaranteed savings on low risk merchant accounts. Fast approvals and best point of sale systems available. Contact us now!

POS Systems
& Hardware
Accounting
Integrations
Omni
Channel
Personal
Dashboard
Chargeback
Management
Online
Reporting
Multiple
Gateways
Integrated
Platforms

Low Risk Credit Card Processing FAQs

How are processing fees structured for low-risk retail merchants?

Low-risk retail merchants typically benefit from lower processing fees due to their stable business models, with rates averaging 1.75% to 2.90%. AllayPay offers competitive pricing tailored to these low-risk profiles.

Can I integrate my retail operations with my eCommerce platform?

AllayPay provides seamless integration options for merging POS systems with eCommerce websites, facilitating a unified retail experience.

What criteria define a low-risk retail merchant account?

Low-risk retail accounts are characterized by in-person payments, lower chargeback rates, and operation in stable industries, ensuring a secure transaction environment.

What payment solutions are available for retail businesses through AllayPay?

AllayPay caters to diverse retail needs with a range of terminals and POS systems, including wired, wireless, and contactless options.

Are contactless retail transactions secure?

Yes, contactless payments are secured with advanced encryption, making them a safe choice for retail transactions.

How does AllayPay enhance payment processing speed for retailers?

AllayPay’s cutting-edge terminals and POS systems ensure efficient and fast payment processing, enhancing the customer checkout experience.

What support does AllayPay offer for processing issues?

AllayPay provides dedicated support with well-trained staff, offering prompt and comprehensive assistance for any processing challenges.

What advantages do wireless payment options offer retailers?

Wireless payments bring flexibility and convenience, allowing transactions throughout the store and enhancing the shopping experience.

How are retail merchants affected by seasonal sales fluctuations?

Seasonal sales spikes are smoothly managed with AllayPay’s scalable processing solutions, ensuring consistent service during peak times.

What features does AllayPay offer to retail merchants?

AllayPay provides a simple application process, competitive wholesale rates, prompt next-day deposits, exceptional support, and transparent pricing with no hidden fees.

Highest Rated POS Systems & Hardware

For retailers, we offer many options for POS systems, such as Clover, LightSpeed, and CoreSTORE. We offer the most gateways available for selling online, including Authorize.net, NMI, and FluidPay.

Matching Your Payment
Processing Needs

We identify all your pain points to ensure that we customize a solution that exceeds your expectations. From integrations with Quickbooks to hundreds of CRMs, our goal is to save you time and money.

Your Exclusive Single
Point of Contact

Our staff is extremely well trained and committed to responding quickly with the complete answers you need without any runaround. We free up your time, so you can focus on growing your business.

stars

If you’re looking for a transparent merchant processor that provides competitive fees and excellent customer service, AllayPay is the company for you. We joined them in Aug. 2022 after getting fed up with extreme fee structures for CBD-based businesses that had horrible customer service. AllayPay patiently went through a detailed vetting process with us during which time they answered every question…

Sarah Brandon

CEO

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The AllayPay team has been fantastic! They worked with us from start to finish and customized a payment gateway for our company, Office Furniture Warehouse. It’s been over a year since we’ve been working with them now, and they are by far the most response company we’ve ever worked with. Thank you!

Bob Collins

Manager

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Understanding how important customer service is, and customer reviews, I searched for a local processing service that would treat us like my business was valued… If you are in business and seeking someone who values your business, then you only need to make one phone call to this organization and you will understand what customer service should be. I am very happy I reached out to AllayPay, you will be as well.

Kary McNeal

Owner

stars

AllayPay is by far the best merchant processing company I’ve ever dealt with. Jeff and his team spent days helping me get set up properly and answered all of my questions. They also helped me integrate my processing into QuickBooks Online by automatically updating the invoices as paid. With this new system, I’ve now saved 20 hours each month and over $15K each year. Thank you so much!

Yoav Hananya

Owner

stars

My company was in the market for a new credit card possessor and POS system. We reached out to AllayPay on a whim, and that was the best decision we could have made! The entire team at AllayPay has given us top-priority treatment. The level of communication throughout the entire process was top-tier… We can’t recommend AllayPay highly enough!

Torri Verrilli

Manager

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We were using Square and knew that our options were limited for traditional processing in our industry. Not only did AllayPay save us on processing fees, but they also set us up as fast as possible considering our unique circumstances. AllayPay was highly recommended, and we are very grateful that we choose to go with them. You won’t be disappointed!

Neil Shapiro

Owner

stars

Hands down one of the best merchant companies I have ever worked with. Fast, professional and reliable. I highly recommend them!

Yoav Hananya

Owner

stars

AllayPay is by far the best merchant processing company I’ve ever dealt with. Jeff and his team spent days helping me get setup properly, and answered all of my questions. They also helped me integrate my processing into QuickBooks Online by automatically updating the invoices as paid…

Yoav Hananya

Owner

stars

We were using Square and knew that our options were limited for traditional processing in our industry. Not only did AllayPay save us on processing fees, but they also set us up as fast as possible considering our unique circumstances. AllayPay was highly recommended, and we are very grateful that we choose to go with them…

Yoav Hananya

Owner

AllayPay Reviews

What Companies are Saying About AllayPay

SMART processing done right!

Get ready for hassle-free payments with the latest technology. Same-day approvals, competitive rates, and dedicated support, all without long-term contracts.

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