eCheck payment processing

Whether it’s accepting checks electronically or inside your store, you need a faster way to process payments. With AllayPay, we combine advanced processing technology with top security features to process checks accurately and on time. No additional fees, no chargebacks, just better service to your customers.


Processing checks online or face-to-face is made simple with AllayPay’s check processing integration tools. Get real-time check verification, same-day deposits, and reduce fraud and chargeback with our protective services. Of all the check processing companies, AllayPay provides the most support when you need it.

Want to get started? Learn more about our check processing features.


A common form of check processing is ACH, or Automated Clearing House. With ACH processing, you can accept credit, debit, and paper checks in an instant, making customer checkout a breeze.


FAQs for Check Processing

eCheck Processing vs ACH Processing

The Automated Clearing House (ACH) is the primary system that agencies use for electronic funds transfer (EFT). With ACH, funds are electronically deposited in financial institutions, and payments are made online.

eCheck, or electronic check, works similarly to ACH, but the payment is  transferred from the payer's bank account to the payee's checking account.

What are check process services used for?

Check processing services are used to lower the cost of payment processing services.  Typically, processing services are dominated by credit and debit card processing, which on average is approximately 3% in processing fees.  

However, with echeck payment processing, the average transaction cost is usually less than $0.25 depending on the amount processed. 


All information is secure and adheres to our strict Privacy Policy.