Processing checks online or face-to-face is made simple with AllayPay’s check processing integration tools. Get real-time check verification, same-day deposits, and reduce fraud and chargeback with our protective services. Of all the check processing companies, AllayPay provides the most support when you need it.
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The Automated Clearing House (ACH) is the primary system that agencies use for electronic funds transfer (EFT). With ACH, funds are electronically deposited in financial institutions, and payments are made online.
eCheck, or electronic check, works similarly to ACH, but the payment is transferred from the payer's bank account to the payee's checking account.
Check processing services are used to lower the cost of payment processing services. Typically, processing services are dominated by credit and debit card processing, which on average is approximately 3% in processing fees.
However, with echeck payment processing, the average transaction cost is usually less than $0.25 depending on the amount processed.