Low-Risk / Card Present Merchant Accounts

AllayPay specializes in high-risk and high-volume merchants.  However, we service thousands of low-risk and card-present merchants across all industries, including hotels, restaurants, bars, retail stores, electricians, lawyers, consultants, and much more! 


Our 5-star ratings on Facebook, Google, and Yelp, as well as our A-Rating with the Better Business Bureau, prove our dedication to having the best customer service in the industry!


  • Surcharging Options to Increase your Cash Flows

  • Best Customer Service

  • Free Perks

  • Next Day Funding (Standard)

  • Same Day Funding Options!


Accounting Integrations:

  • QuickBooks (Desktop & Online)

  • Sage 50/100 (formerly Peachtree)

  • Freshbooks (Classic)

  • Xero Online

Virtual Terminal (Gateway) Highlights:

  • Invoicing / Payment URL Links

  • Recurring Billing

  • Advanced Level II / III Auto-fill Technology

  • Card Vault Technology

  • Multiple Currencies Accepted

  • EMV USB Card Reader Options

  • Real-time online transactional reporting

  • Multiple MIDs under one platform

  • Seamless integration with virtually all shopping carts

  • Multiple gateway options, including Authorize.net, NMI, Paytrace, iTransact, and more...


Please contact us to set up your merchant account today!

All Low-Risk Merchants Enjoy Free Perks:

  • NO Application Fee

  • FREE Merchant Account Set-Up

  • FREE Gateway Set-Up

  • FREE American Express Opt-Blue Set-Up

  • ZERO Markup on EMV/NFC Terminal

  • Lowest Overall Cost Commitment



Take Control of Your Credit Card Processing!