AllayPay’s full suite of online merchant services helps your business maintain a competitive edge in today’s challenging market.

eCommerce and MOTO Merchant Accounts

AllayPay specializes in low risk and hard-to-place eCommerce merchants to ensure you get boarded quickly and easily.  We have vast experience with eCommerce and MOTO accounts with over 95% of our merchants running their business exclusively online.  With chargeback alerts and detailed reporting, you'll have the tools necessary to grow your business!

MOTO stands for Mail Order/Telephone Order.  Essentially, if you are a merchant selling products or services and taking payments when the card is not present, you most likely fall under a MOTO account.  Please note this is similar but different than an internet / eCommerce account, whereby the customer usually inputs their credit card information via a virtual shopping cart. 

Because MOTO transactions usually take place without the customer or card physically present, they are at a higher risk for credit card fraud than card-present transactions.  Therefore, to help offset the risk of disputed payments and chargebacks, MOTO merchants can expect to pay a higher premium on their rates and transaction fees.  

However, this doesn't mean you should be taken advantage of either. AllayPay, specializes in sourcing merchant accounts for card-not-present accounts.  We are able to set you up with various online virtual terminals (gateways), including our own gateway with invoicing payment link capabilities, advanced level II / III auto-fill technology and more...

We fully understand your industry and are able to get your business boarded quickly and easily.

​​​Virtual Terminal (Gateway) Highlights:

• Invoicing / Payment URL Links

• Recurring Billing

• Advanced Level II / III Auto-fill Technology

• Card Vault Technology

• Multiple Currencies Accepted

• EMV USB Card Reader Options

• Real-time online transactional reporting

• Multiple MIDs under one platform

• Seamless integration with virtually all shopping carts

• Multiple gateway options, including Authorize.net, NMI, Paytrace, iTransact, and more...

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Accounting Integrations:

• QuickBooks (Desktop & Online)

• Sage 50/100 (formerly Peachtree)

• Freshbooks (Classic)

• Xero Online

Please contact us to set up your merchant account today!