AllayPay has years of experience boarding both CBD / Hemp oil merchants.  We specialize in startups, as well as extremely large established companies, including wholesalers. 

Have you tried to search “How to obtain a CBD Merchant Account” or “Hemp Merchant Account” and came up short? You are not alone.  Although 100% legal, most banks and processors still do not board companies in this industry due to how CBD is cultivated.   AllayPay has worked with well established legal firms, banks, and processors to ensure your account is set up properly.  We have the largest network of processors and acquiring banks in the world ready to board your CBD business today!

Our dedicated and knowledgeable customer service professional will guide you through the process for FREE!   See below for a detailed overview of our domestic, international and eCheck processing options available for your CBD Account!

Domestic CBD Merchant Account

We are still able to offer the lowest rates in the country for CBD merchants.  Apply now in just minutes using our easy online Domestic CBD Merchant Application link.  

Domestic Account Overview:

• For merchants processing $300K+/month

• Rates starting at < 3.99% + $0.30/trans

• Accept all major card brands (Visa/MasterCard/Discover/American Express)

• Next day funding

• Total setup time is approximately 1 week

• Network Merchants Inc (NMI) or Authorize.net gateway

• Vape/Vapable products permitted

• Auto-ship/Recurring billing permitted

Required Guidelines for Domestic Merchant Account:

• Must have US company and federal tax ID

• Must sign up for their USA business bank account

• Hemp Oil / CBD Oil products must be under 0.3% THC dry weight

• No pre-rolled products, hemp flowers or seed

• All products listed on the website must be included in a product and pricing list

• Lab tests must be submitted for all products (or major ingredients that are included for all products)

• General CBD Website Compliance must be done prior to submitting your application

 
Important Note: If for whatever reason you cannot adhere to the guidelines above, we have the best international solution available that is also a direct MID, and at extremely competitive rates.  Please ask us today for more information!

eCheck Processing Solutions

Based on the previous difficulty in obtaining a credit card CBD merchant account, (before AllayPay's current solutions), merchants simply needed to be able to receive payments from their customers.  As customers saw the trend of their favorite online stores being unable to receive credit cards, they started becoming extremely comfortable with the modern concept of writing a check, called eCheck. 

eCheck Processing Overview:

• Flat rates ranging from 2.95% - 3.95%, + $0.25/trans

• $30/month – Gateway fee

• $199.95 application fee with guaranteed approval*

• Approval is non-FICO score dependent

• Invoicing, and flexible recurring options

• Seamlessly integrates with many e-shopping carts, including WooCommerce, Shopify, BigCommerce, Ecwid, Magento, etc…

• Open API to fit your customized solution

• No limits on the products sold

• SAME DAY FUNDING OPTION

• NO RESERVES / HOLDS EVER

* There is a $199.95 application fee.  Should you get declined for whatever reason, you will be refunded in full.  After approval, all applicants are subject to state and federal background checks, which is an additional $99.00 charged by the processor.